Our Meet the Team segment will highlight one of our team members so you can get to know them a little better and understand their role within Cresta Advisors. In this week’s spotlight we have Yaziri “Yaya” Ayala.

Yaya, with over fourteen years of client service experience in the financial services industry, will use her experience to become a primary point of contact for our clients in all matters relating to customer service.

We asked Yaya one very important question. What do you like about working at Cresta Advisors?

I enjoy working at Cresta because the firm’s leadership is very passionate about our client’s success, and it motivates me to work hard for our clients as well. My daily tasks do not feel like work thanks to our team that make every day fun and interesting!

The unprecedented emergence of COVID-19 has undoubtedly impacted every aspect of life. Workplaces across the country have been forced to adapt, and Cresta Advisors is among them.

Back in mid-March, in order to combat the uncertainties of COVID-19, our team was asked to work from home. It has now been over two and a half months, and we are gradually bringing them back into our new office space. We are currently operating with a minimum amount of staff at our physical office and will continue to monitor COVID-19 before allowing our full team to return. Our team’s and client’s health are of greatest importance, and we will continue to follow the Recommended Health Protocols for businesses in Texas, as well as implement our own safety measures.

We can assure our clients, as well as our team that the following procedures will be taken until further notice:

First and foremost, any employee who feels ill will be asked to stay home to prevent spreading germs in the office.

Encouraging remote work if possible or providing a more isolated working environment within the office.

Social distancing, and increasing disinfection and sanitization frequency in high-touch areas in the workplace.

Supporting client and employee hygiene by keeping masks, gloves, tissues, hand sanitizer, soap, and disinfectant wipes readily available to all.

Daily staff temperature checks.

Contact tracing to help track, report and isolate cases of coronavirus should it affect anyone in the office or building.

Have questions or concerns? Please contact our office at (956) 267-8130.

Did you know?  “Just a third of Americans have heard of 529 plans, while only a quarter know that the purpose is to save for education.” (The New York Times, 2019).
Have you started saving for your child’s future college expenses?
Money deposited after taxes in 529 accounts is invested and grows tax free. It is also tax free upon withdrawal, when used for eligible college costs, including tuition and fees, housing, meals and books.

Hard pill to swallow: the cost to attend an in-state university will only continue to increase. See the figures below.

𝘋𝘪𝘴𝘤𝘭𝘰𝘴𝘶𝘳𝘦: 𝘊𝘰𝘭𝘭𝘦𝘨𝘦 𝘤𝘰𝘴𝘵𝘴 𝘢𝘳𝘦 𝘤𝘢𝘭𝘤𝘶𝘭𝘢𝘵𝘦𝘥 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘦𝘴𝘵𝘪𝘮𝘢𝘵𝘦𝘴 𝘰𝘧 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘤𝘰𝘴𝘵𝘴, 𝘢𝘯𝘥 𝘵𝘩𝘦𝘯 𝘪𝘯𝘧𝘭𝘢𝘵𝘦𝘥 𝘢𝘵 𝘢 5% 𝘳𝘢𝘵𝘦. 𝘛𝘩𝘦 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘺𝘦𝘢𝘳 𝘤𝘰𝘴𝘵 𝘪𝘴 𝘧𝘳𝘰𝘮 𝘗𝘦𝘵𝘦𝘳𝘴𝘰𝘯’𝘴 𝘜𝘯𝘥𝘦𝘳𝘨𝘳𝘢𝘥𝘶𝘢𝘵𝘦 𝘢𝘯𝘥 𝘎𝘳𝘢𝘥𝘶𝘢𝘵𝘦 𝘐𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯 𝘋𝘢𝘵𝘢𝘣𝘢𝘴𝘦𝘴, 𝘤𝘰𝘱𝘺𝘳𝘪𝘨𝘩𝘵 𝘗𝘦𝘵𝘦𝘳𝘴𝘰𝘯’𝘴, 𝘓𝘓𝘊

Not everyone who claims to be a financial planner has the adequate experience and training to advise you.
Seek advice and guidance from a Certified Financial Planner. CFPs are held to continuous rigorous educational standards and pledges to act in your best interests

Cresta Advisors is proud to have a CFP as part of our team of advisors to help you identify, set, and achieve your financial goals.

Join us in congratulating Emmanuel for having recently earned his Certified Financial Planner™ designation. This is a great accomplishment for him and our community and a testament of our commitment in continuing the education of our advisors to better serve you. Cresta Advisors is proud to have Emmanuel on our team to help our clients design and implement comprehensive financial planning strategies.

Want to know more? Read this great article from The Wall Street Journal on How to Choose a Financial Planner.

𝘊𝘦𝘳𝘵𝘪𝘧𝘪𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘗𝘭𝘢𝘯𝘯𝘦𝘳™ 𝘉𝘰𝘢𝘳𝘥 𝘰𝘧 𝘚𝘵𝘢𝘯𝘥𝘢𝘳𝘥𝘴 𝘐𝘯𝘤. 𝘰𝘸𝘯𝘴 𝘵𝘩𝘦 𝘤𝘦𝘳𝘵𝘪𝘧𝘪𝘤𝘢𝘵𝘪𝘰𝘯 𝘮𝘢𝘳𝘬𝘴 𝘊𝘍𝘗®, 𝘊𝘌𝘙𝘛𝘐𝘍𝘐𝘌𝘋 𝘍𝘐𝘕𝘈𝘕𝘊𝘐𝘈𝘓 𝘗𝘓𝘈𝘕𝘕𝘌𝘙™, 𝘊𝘍𝘗® (𝘸𝘪𝘵𝘩 𝘱𝘭𝘢𝘲𝘶𝘦 𝘥𝘦𝘴𝘪𝘨𝘯) 𝘢𝘯𝘥 𝘊𝘍𝘗® (𝘸𝘪𝘵𝘩 𝘧𝘭𝘢𝘮𝘦 𝘥𝘦𝘴𝘪𝘨𝘯) 𝘪𝘯 𝘵𝘩𝘦 𝘜.𝘚., 𝘸𝘩𝘪𝘤𝘩 𝘪𝘵 𝘢𝘸𝘢𝘳𝘥𝘴 𝘵𝘰 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭𝘴 𝘸𝘩𝘰 𝘴𝘶𝘤𝘤𝘦𝘴𝘴𝘧𝘶𝘭𝘭𝘺 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘊𝘍𝘗® 𝘉𝘰𝘢𝘳𝘥’𝘴 𝘪𝘯𝘪𝘵𝘪𝘢𝘭 𝘢𝘯𝘥 𝘰𝘯𝘨𝘰𝘪𝘯𝘨 𝘤𝘦𝘳𝘵𝘪𝘧𝘪𝘤𝘢𝘵𝘪𝘰𝘯 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘮𝘦𝘯𝘵𝘴.

Choosing an investment management firm is one of the most important decisions an investor can make. The firm’s ideology and philosophy will be communicated and implemented by all their team members. In this volatile financial market environment, you would want to work with a firm that provides advice and guidance for what’s best for you. A Registered Investment Advisor (RIA) provides this type of advice and is legally bound to always place their client’s interests first.

Cresta Advisors is proud to serve its clients as an independent Registered Investment Advisor (RIA) to guide them through all market cycles and help them achieve their financial goals.

Manuel was featured in the LMT Business Journal this week! He contributed an article about the options available to investors when seeking financial advice.

Manuel was featured in last month’s Cream City Magazine, in their profile section.  Pick up a copy and learn a little bit about Manuel and our firm.

Our Cresta Advisors team had a great time supporting the TAMIU A.R. Sanchez, Jr School of Business in their first annual Bowl-A-Thon. Proceeds from this tournament will be used to fund a scholarship to a deserving business student. We are proud to support the A.R.S.S.B. in their continuous mission to increase the knowledge and skills of Laredo’s future business leaders.