Cresta Advisors' Blog

2025 wasn't just another year; it rewrote the rules for tax, estate, and investment strategies. If you haven't reviewed your approaches since July, you're potentially leaving money on the table (or perhaps exposed to unnecessary risk). Here’s What Changed: Tax Reform Got Real The One Big Beautiful Bill Act made sweeping changes, including: → $15…

Aspects of your financial life to review as the year closes. The end of the year can remind us of last-minute things we need to address and the goals we want to pursue. Here are some aspects of your financial life to consider as this year leads into the next.  Keep in mind that this…

Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and productive conversations around this sensitive topic? In this blog, we want to explore money’s psychological impact on our bonds…

With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are permanent, such as reducing the corporate tax rate from 35 percent to 21…

Choosing mutual funds for your retirement plan’s investment lineup can feel like wading through a sea of alphabet soup. Fund companies typically offer multiple share classes, each sporting its own unique letter. A shares, C shares, I shares, R shares — what does it all mean? Luckily, you don’t have to be a mutual fund…

In the final days of 2022, Congress passed a new set of retirement rules designed to facilitate contribution to retirement plans and access to those funds earmarked for retirement. The law is called SECURE 2.0, and it is a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act passed in 2019. The…

This season is a time of reflection and connection as we bid farewell to the old year and look, with hope, toward the new. As your family gathers, it may be a perfect opportunity to share your estate strategy and explain your decisions regarding your wealth. We're always happy to help you structure that discussion…

This billboard is as real as COVID-19. #MaskUpLaredo Our billboard went up this week! Make sure you catch a glimpse of it next time you're driving down Del Mar Blvd. Protect our community and remember to wear a mask around others. #LaredoContraCOVID19